Why Us
Apply for a loan now and get the funds
in less than 12 hours.
Why Choose us
Our Data So Far
SOT is a digital lending application operated by Treasure Store Limited (TSL). TSL is a non-deposit digital lender that specializes in providing unsecured loans and advances to the common mwananchi. TSL was founded in 2008 with the objective of bridging short term cash flow gaps to the qualifying individuals. In 2019, TSL developed its own mobile lending application to digitalize the credit process and keep up with the demands of the ever-evolving world. The mobile application(SOT) is available for downloading on Android phones through Google Playstore.
TSL’s vision is to be the digital financial solution provider of choice.
Our mission is to provide customer-driven, affordable, and accessible financial services to restore customers’ dignity, to improve their standard of living, and to empower the common mwananchi.
How to Get the CASH
Get CASH in Minutes
Here is our simple process on how to get the cash that you need .
Create a Profile
Download the app for free, Sign up for an account and let us get to know you.
Apply for a Loan
Apply and we will instantly run your credit score and let machine learning decide if you qualify.
Get Cash
Get Cash If you qualify, your cash will be disbursed within minutes to your bank account.
Faq
Freequently Ask Questions
Our minimum loan amount is KSH 500.00 and a Maximum amount of KSH 70,000.00 Both depend on the borrower’s repayment capacity assessed based on verifiable personal data provided and other criteria.
What we offer are personal loans for any qualified individual, business loans for businesses and any other qualified entity
It doesn’t take longer than it ought to as long as the necessary requirements are adequately met (less than 1 working day).
Our interest rate differs depending on the loan amount. However, it is very competitive and the best in the market
Now you don’t have to sacrifice your savings or risk your valuable assets. SOT app lets you access money when you need it the most without any collateral backing!
If you have a smart phone , download the app, fill in the relevant information and the system will give you feedback instantly
Testimonials
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